Coronavirus Resources for Employers

Updated 7/20/2020 at 1:00 p.m. Updates in bold

We appreciate the ongoing support of all of our members, including our Visionary Members: Bloomsburg University, First Columbia Bank & Trust, Geisinger, Kawneer, PPL Electric Utilities, USG, & SEKISUI KYDEX

Governor Tom Wolf and Sec. of Health Dr. Rachel Levine on July 15, signed new orders for targeted mitigation efforts for bars, restaurants, gyms, and gatherings in response to the recent rise in COVID cases in certain areas of the state. The new orders include:

Bars and Restaurants:

All businesses in the retail food services industry, including restaurants, wineries, breweries, private clubs, and bars, are permitted to provide take-out and delivery sales of food, as well as dine-in service in both indoor and outdoor seating areas so long as they strictly adhere to the requirements of the guidance, as required by the order, including:

  • Prohibition from conducting operations unless the facility offers sit-down, dine-in meals or is serving take-out sales of alcoholic beverages. All service must be at a table or booth; bar service is prohibited.
  • Alcohol only can be served for on-premises consumption when in the same transaction as a meal.
  • Take-out sales of alcohol for the purposes of off-site consumption are permitted subject to any limitations or restrictions imposed by Pennsylvania law.
  • Non-bar seating in outdoor areas (i.e. tables or counter seats that do not line up to a bar or food service area) may be used for customer seating.
  • Social distancing, masking, and other mitigation measures must be employed to protect workers and patrons.
  • Occupancy is limited to 25 percent of stated fire-code maximum occupancy for indoor dining, or 25 persons for a discrete indoor event or gathering in a restaurant. The maximum occupancy limit includes staff.


All nightclubs, as defined by the Clean Indoor Air Act, 35 P.S. § 637.2, are prohibited from conducting operations.

Other events and gatherings:

Events and gatherings must adhere to these gathering limitations:

  • Indoor events and gatherings of more than 25 persons are prohibited.
  • Outdoor events and gatherings of more than 250 persons are prohibited.
  • The maximum occupancy limit includes staff.

Gyms and fitness facilities:

All gyms and fitness facilities, while permitted to continue indoor operations, are directed to prioritize outdoor physical fitness activities. All activities must follow masking requirements as provided by the July 1 order, and must provide for social distancing requirements of persons being at least 6 feet apart, as well as being limited by any limitations related to gatherings.


Businesses and individuals in violation of these orders, issued pursuant to the authority granted to the Governor and the Secretary of Health under the law, including the Pennsylvania Disease Control and Prevention Law, could be subject to fines, business closure or other applicable enforcement measures.

Business Reopening & Operating

All businesses must continue to follow CDC and Department of Health guidance for social distancing and cleaning. 

Guidance for businesses is provided here. (Updated 6/12/20)

Guidance for schools is provided here. (Updated 6/12/20)

Guidance for sports is provided here. (Updated 6/12/20)

A FAQ regarding business safety measures is provided here. (Updated 6/9/20)

A required notification poster for employees is provided here.

CDC Guidelines for Cleaning and Disinfecting Your Facility

A FAQ providing additional clarification on cleaning and safety is provided here.

Protection Equipment and Cleaning Supplies & Services

Hand sanitizer, masks, cleaning products, plastic barriers
(Contact individual stores for in-stock items)

  • Coles Hardware – 1089 Columbia Blvd., Bloomsburg
  • Commercial Stainless – 570-387-8980 (glass/plexiglass barriers only)
  • Renco Ace Hardware – 2251 Columbia Blvd., Bloomsburg
  • Sabo’s LLC – 1700 Orange St., Berwick,
  • Staples, The Office Superstore, 1005 Scott Town Plaza, Bloomsburg
  • Wal-Mart – 100 Lunger Dr., Bloomsburg

Cleaning services

  • 3B Consultant Services – 570-799-5774
  • MaxWorx – 272-202-4435
  • Marr Development – 570-416-0570
  • ServPro of Columbia Montour & Sullivan Counties – 570-759-0966

Members that provide these products or services and are not listed should contact the Chamber.  

Financial Assistance

A webinar discussing the Economic Injury Disaster Loan program, Paycheck Protection Program, Employee Retention Credit, and other resources is available on the Chamber’s YouTube channel.

Federal loan programs

PPP and EIDL loans are being accepted and processed, though funds for the EIDL advance have been allocated. The application period for PPP has been extended to August 8th. 

– The Paycheck Protection Program (PPP) provides loans to small businesses, including sole proprietors and self-employed individuals, as well as some non-profit organizations, that maintain their payroll during the emergency. These loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward. 

  • The most up to date information, including the application and loan forgiveness forms, are available on the U.S. Treasury’s website. (Revised 6/12/20)
  • Considerations for non-profit organizations are available here.
  • A guide to PPP loan forgiveness is available here.

Applications can be submitted to approved lenders. Contact your commercial lender or banking institution for specific application requirements.

– The U.S. Small Business Administration’s (SBA) Economic Injury Disaster Loan (EIDL) program provides businesses with less than 500 employees working capital loans of up to $2 million. Click here for details about the program and to apply. 

All available funds for the EIDL advance have been allocated.

Businesses needing assistance in applying for an SBA loan can contact the Small Business Development Center network.

Columbia & Luzerne County businesses –
Montour County businesses –

Federal tax credit programs

– The CARES Act also created a new employee retention tax credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of COVID-19. The Employee Retention Credit is a fully refundable tax credit for employers equal to 50 percent of qualified wages (including allowable qualified health plan expenses) that eligible employers pay their employees after March 12, 2020, and before January 1, 2021. The maximum amount of qualified wages taken into account with respect to each employee for all calendar quarters is $10,000, so that the maximum credit for an eligible employer for qualified wages paid to any employee is $5,000.

Click here for details from the IRS.

State grant program

– The COVID-19 PA Hazard Pay Grant Program was established to help employers provide hazard pay to employees in life-sustaining occupations during the COVID-19 pandemic. Hazard pay is intended to keep front-line employees working in sectors that are vital to every Pennsylvanians’ existence. The program will help employers provide hazard pay for their employees to retain current employees. This reimbursement-based grant is for employers who will be offering hazard pay over the eligible program period. Applications will be accepted July 16, 2020 through July 31, 2020.  Apply here.


Businesses, healthcare non-profits, public transportation agencies, and certified economic development organizations may apply for funding for employers located and operating in Pennsylvania within one of the following eligible industries:

  • Healthcare and social assistance
  • Food manufacturing
  • Food retail facilities
  • Transit and ground passenger transportation
  • Security services for eligible industries listed above and commercial industries that were not closed as a result of the Governor’s Business Closure Order
  • Janitorial services to buildings and dwellings

For more details, visit the PA DCED website.


The COVID-19 Relief Pennsylvania Statewide Small Business Assistance program provides grants ranging from $5,000 to $50,000. The application window for the first round of funding ended July 14th. The second round is expected to open the first week of August.

To be eligible to apply, a business must:
• Be physically located, certified to do business, and generate at least 51% of their revenues in Pennsylvania;
• Have annual revenue of $1 million or less prior to the impact of COVID-19; and
• Have 25 or fewer full-time equivalent employees prior to February 15, 2020.

Click here for additional details about the program.

Click here for a guide to completing the application.

Columbia County businesses should apply at

Montour County businesses should apply at

Local programs

– The COVID-19 Columbia County Relief Block Grant (Small Business/Tourism Program) will utilize the Central Susquehanna Community Foundation’s web-based grant management system only as a technical assistance resource.  Review and allocation of available monies will be overseen by Harry Mathias. Funds will remain with the County Commissioners until disbursed to small businesses. The application window opened on July 17th.

A statutory clause states that “priority” is to be given to businesses that did not receive a loan or grant through the Federal Paycheck Protection Program or the Economic Disaster Loan Program.  Therefore, those business’ fixed cost calculation will be adjusted upward by 5%. 

The County Commissioners have set aside a fund of $3,000,000 for this grant program.  If sufficient funds are not available to fully fund the intended target, all qualifying businesses will receive a pro-rata share of the $3,000,000 set aside amount.  No awarded grant will exceed $100,000.

For purposes of this grant, “fixed cost” is defined as base costs involved in operating the business and will consist of:

  1. Rental lease/mortgage payments
  2. Property and liability insurance costs
  3. Property taxes (if paid by the business)
  4. Utilities to operate the business facility
  5. Lost inventory due to the COVID-19 emergency


Who is eligible?

  • Any for-profit businesses or individuals doing business as businesses with base location in Columbia County, PA.
  • One Owner per business may apply.

Approval Requirements:

  • Must be in business by March 1, 2019 and still in business on July 1, 2020
  • Must intend to stay in business through, at least, July 1, 2021
  • Total employees less than 100 OR an entity primarily engaged in the Tourism industry
  • Business must be based in Columbia County, PA
  • Net Profit in March 1-June 30, 2020 window must be less than Net Profit in March 1- June 30, 2019 window.
  • Must not owe federal, state or local taxes
  • Must not be subject to criminal justice process as per the question in the application

Required Documentation:

  • Most recently filed federal tax return
  • Entity documents including DBA or FBN certificate and proof of ownership
  • Business License (if sole proprietor)
  • Government Issued ID
  • Evidence of fixed costs including: mortgage/rent/lease payments, utility costs, license fees, property tax bills, property and liability insurance bills, attest to any inventory lost


  • July 16: Commissioners approve the amount of funding, grant process and timeline
  • July 17: Grant application window opens.
  • August 10: Grant application window closes
  • August 10-August 18: Team compiles data, determines qualifying businesses, determines 5-month fixed cost calculation or ceiling amount, calculates pro-rata share in applicable
  • August 20: Grant amounts recommended to Commissioners
  • August 21: Letters of approval sent out to qualifying businesses including Grant amount and Grant contract
  • Checks will be issued upon return of grant contracts to the County Commissioners Office.

 Grant applications must be completed and submitted through the Foundation’s grant website. Applicants may access the grant application by visiting  Click on the homepage banner “Columbia County Relief Block Grant (Small Business/Tourism Grant Program)”.  The deadline to apply is Monday, August 10, 11:59 pm, online.  For questions about the online grant application, contact Christine Orlando, CSCF Senior Program Officer,,  570-752-3930, ext. 2.

– SEDA-Council of Governments (SEDA-COG) has created a loan program with funding from the U.S. Economic Development Administration. For-profit businesses can apply for loans of at least $10,000 with an interest rate of 3.25%. Funds can be used for working capital and can be disbursed based on past working capital expenses. No payments are due in the first six months. There is a limited pool of funds available so interested businesses should apply now as soon as possible.

There is a $500 underwriting fee and a $100 filing fee.

For more information, visit or contact SEDA-COG’s Business Finance Department at

– The Chamber’s low-interest loan program is offering loans of up to $10,000 for members at 3% interest for 30 months, with interest only payments for the first 12 months. If you are interested in the Chamber’s loan program, contact Fred Gaffney at the Chamber of Commerce at 570-784-2522 as funds are limited.

Private programs

– A growing number of companies have set up relief funds, online tools, classes, and other resources at no cost in response to the impact on small-business owners. This link contains a list that Inc. is curating and continuously updating.

Business Tax Deadlines Extended

In addition to extending tax filing and payment deadlines for individuals, the Commonwealth has also extended a number of business tax deadlines, including moving the due date for corporations with tax returns due in May to August 14, 2020 and removing the requirement for some businesses to make prepayments of Sales and Use Tax for April, May and June 2020.

Full details are available on the PA Department of Revenue’s website

Unemployment, Benefits & HR Issues




Pandemic Unemployment Assistance (PUA) provides up to 39 weeks of benefits to individuals not eligible for regular benefits, including the self-employed and those who have exhausted all rights to such benefits. Click here for more information and to apply for PUA. Qualifying self-employed individuals will need to submit a copy of the Governor’s order closing businesses, available here

The PA Department of Labor and Industry provides additional UC guidance for employers with impacted employees.

New temporary paid sick leave and Family and Medical Leave Act programs are 100% reimbursable by the federal government. The effective date of both programs is April 1 and they expire December 31. Both programs are in addition to any leave the employer already offers. Click here for a guide for employers from the U.S. Chamber of Commerce.

Click here for details from the IRS about the tax credits for paid leave.

The U.S. Department of Labor has released a required posting and FAQ regarding the FFCRA which went into effect April 1. 

Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave under The Families First Coronavirus Response Act (FFCRA)

Families First Coronavirus Response Act Notice – Frequently Asked Questions

Small Business Recovery Program

The Bloomsburg University of Pennsylvania Zeigler College of Business is establishing a Small Business Recovery Program (SBRP) to assist local businesses in recovery from the economic downturn caused by the COVID-19 pandemic.

“We know these are challenging days for small businesses throughout the region, and the Zeigler College of Business wants to be a partner to help solve those problems,” said Todd Shawver, dean of the Zeigler College of Business.”

The SBRP will assist regional small business with any aspect of their business, except for financial assistance. These services can include, but not limited to:
• Professional sales assistance
• Social media and marketing strategy
• Business strategy redevelopment
• Cost structures and monitoring
• Tax guidance
• Open to customizing services depending on business needs.

“This will be a fabulous learning opportunity for our students, under the supervision of our amazing faculty,” said Shawver. “It will provide the subject matter expertise necessary to provide guidance for our small business and assist them in recovering from this negative economic impact.”

Anyone wishing to access the services of the SBRP can do so by filling out a request form that can be found here

Chamber Welcomes Helping Hands Home Health to Bloomsburg With Ribbon Cutting

The Chamber helped welcome one of its newest members to the area on Friday afternoon, July 31st, with a ribbon cutting at Helping Hands Home Health, located at 589 East 7th Street, Suite #3D, Bloomsburg. Attendees had the opportunity to check out the facility, enjoy refreshments, and learn about the services offered. 

Helping Hands Home Health is a privately owned home-health business that offers in-home care services that can help prolong independent living. Services include: hygiene, mobility assistance, nutrition, companionship, meal preparation, light housekeeping, errand running, transportation to/from appointments, and medication reminders. They have been in business for three years in Williamsport, and the new Bloomsburg facility is the second location. To learn more about Helping Hands Home Health, visit their website, and their Facebook page.  

Visionary Member Spotlight- Geisinger

The Columbia Montour Chamber’s Visionary Member Spotlight highlights Geisinger. For over 100 years, Geisinger has been one of the nation’s most innovative health services organizations, which includes 13 hospital campuses, a nearly 600,000-member health plan, two research centers, and the Geisinger Commonwealth School of Medicine. Geisinger takes pride in being a physician-led organization, with approximately 32,000 employees and more than 1,800 employed physicians, while leveraging a positive impact on the Pennsylvania and New Jersey economies.

The Columbia Montour Chamber of Commerce enjoys a strong working relationship with Geisinger, and their long-standing commitment to patient care, medical education, research, and community service. The organization has been a proud sponsor and participant of Chamber events such as the Leadercast Women event, Annual Meeting, and seminars held throughout the year. Geisinger is highly engaged in a number of initiatives to strengthen the workforce and enhance the communities in our region. 

The Chamber looks forward to partnering with Geisinger on new initiatives to make our area even more attractive for people to live and work. For more information on Geisinger, visit their website, or connect with them on FacebookInstagramLinkedIn, and Twitter.



Quality Inn Bloomsburg Showcases Amenities at Business After Hours

Chamber members had the chance to spend a summer afternoon catching up with business connections at the Chamber’s Business After Hours, at the Quality Inn Bloomsburg on July 29th.  Attendees were able to take a tour and see the new exercise room and the newly remodeled guest rooms while enjoying some delicious food from fellow Chamber member, Quaker Steak and Lube, along with beer, wine, and other beverages.  At the end of the event, there was a raffle for gift baskets, and all attendees received gift bags.

Business After Hours provides regular opportunities to build business relationships while learning about the services offered by other Chamber members. Visit the Chamber’s Event Calendar to view upcoming Business After Hours events.

How has UC Bonus Impacted Your Business?

The next Federal stimulus package is now being negotiated in Washington. The Republican proposal would provide a $200 per week unemployment bonus for two months, down from the $600 bonus that ended at the end of July. After the two months, the benefit would cover 70% of the individual’s previous income through the end of the year. House Democrats are calling for the $600 benefit to extended until January.

As businesses resumed operations under yellow and green phases, The Chamber heard from a number of employers about pushback from employees being called back to work who were earning more on unemployment with the bonus. The U.S. Chamber of Commerce is requesting that employers submit these stories to be shared in the negotiations. Any employer that is willing to share their information, which can be submitted anonymously, should contact Fred Gaffney at the Chamber.

Member News- July 29, 2020

Pennsylvania’s Community And Technical Colleges Launch A Simple Solution For Employers To Hire Their Students, For Free!

Pennsylvania employers seeking job-ready talent now have a FREE resource to post jobs: the Pennsylvania Community & Technical Colleges Jobs Consortium website, powered by College Central Network, Inc. (CCN).

The website makes it both FREE and easy for all employers—large and small, public and private—to register just once and then post an unlimited number of jobs to Pennsylvania’s community and technical college students and alumni! This is an extraordinarily useful resource for employers hiring in today’s climate, even with temporarily closed or restricted campuses, and students accessing career services from home.

Employers posting jobs today can simultaneously reach tens of thousands of job seekers from Butler County Community College; Community College of Allegheny County; Community College of Beaver County; Delaware County Community College; HACC, Central Pennsylvania’s Community College; Pennsylvania Highlands Community College, and Thaddeus Stevens College of Technology.

With nearly 17,000 undergraduates*, the Community College of Allegheny County is the State’s largest community college located in the western half of the state. Bob Kmetz, CCAC Career Services Director, points out, “The new Pennsylvania Community & Technical Colleges Jobs Consortium will make it very easy for employers to register once, post an unlimited number of jobs, and reach candidates across Pennsylvania.”


United in Recovery 5k

This Recovery Month, join the United Way of Columbia & Montour Counties, and United in Recovery- Columbia & Montour for their annual United in Recovery 5k Run taking place September 1st – 21st.

Due to the unique circumstances of COVID-19, they are partnering with Titan Event Company this year to offer a VIRTUAL 5k. Choose from multiple distances (1 mile, 5k, or 10k), and you can run or walk anytime, anywhere between Sept. 1st through Sept. 21st. Then, simply post your time on the virtual terminal.

Registration is $10 per person. Kids under 12 are FREE. You can register as an individual or as a team at

Everyone who participates will be entered for a chance to win PRIZES. Winners will be chosen at random! Commemorative T-shirts are also available for purchase for $15 each.

This is a great event for the whole family. You get the flexibility of choosing how and when you participate, and it’s for a good cause!


2020 Bloomsburg Fair Cancellation

In these uncertain and ever-changing times, the Board members of the Bloomsburg Fair Association found it necessary to gather and interpret vast amounts of information regarding the COVID 19 pandemic. Any decision that will ultimately affect thousands of people and an entire region should not be made casually. Each year the Fair is responsible to our 1,100 vendors, thousands of exhibitors, many local artists, our generous sponsors, and the families that enter our gates in search of education, fun, and memories that last a lifetime.

After much deliberation, local community concerns and concerns from local government, The Board has made the decision to cancel the 2020 Bloomsburg Fair. This was a very difficult decision, but our concern for the health and safety of our community outweighs our desire to host this year’s fair. The Bloomsburg Fair Association is committed to the overall well being of the entire region, and we do not wish to put anyone in jeopardy in order to open our gates. We will, instead, take this time to make improvements, train staff, and look to the future.

‘We are already busy planning the 2021 Bloomsburg Fair, which will be full of exciting opportunities for our visitors. Many entertainers have already agreed to perform on our grandstand stage in 2021, new and impressive free entertainment is planned, many innovative surprises will delight families, and, of course, all of our traditional food, livestock, and educational opportunities will be available for all to experience at our 2021 Bloomsburg Fair, to be held from September 24 through October 2. So, although many in our community will miss the fair, we look forward to providing a safe, secure and healthy event next year.’


McKonly & Asbury Announces Promotions

McKonly & Asbury – a regional accounting and business advisory services firm – recently announced promotions for nine of their team members. One joins the firm’s leadership team as Principal, five advance to Manager, one to Supervisor, and two to Senior Accountant.

Josh Bantz, CPA – Principal
Josh joined McKonly & Asbury in 2006. He is a key member of our firm’s Audit & Assurance Segment, primarily working with clients in the firm’s Affordable Housing and Service Organization Controls (SOC) practices. Josh has been an integral part of the firm’s Affordable Housing team since joining the firm. He has worked closely with affordable housing clients in all phases of the development process as well as during operations and specializes in preparing real estate development forecasting, cost certifications, and financial statement audits. Josh brings over 15 years of experience in performing pre-assessment services and attestation engagements over service organization controls. He has worked closely with clients during all phases of SOC engagements, including readiness assessments as well as execution of SOC 1, SOC 2, and SOC 3 examinations. Josh works out of our firm’s Lancaster office and holds a B.S. in Accounting from Juniata College.

Colleen Bantz – Manager
Colleen joined McKonly & Asbury in 2018. As a member of our firm’s Tax Segment, she primarily assists clients in our Entrepreneurial Support & Client Accounting Segment. She also works with our firm’s real estate and individual clients on their tax needs. Colleen works out of our firm’s Lancaster office and holds a B.S. in Accounting and Finance from Grove City College.




Jessica Hutchinson – Manager
Jessica joined McKonly & Asbury in 2015. As a member of our firm’s Audit & Assurance Segment, she primarily works with clients in construction, healthcare, manufacturing, and nonprofit industries performing a variety of audit and assurance services, and earning recognition for auditing and implementing ASC 842 Leases. Jessica also serves on the firm’s PEP Squad, planning fun events for our team throughout the year. Jessica works out of our firm’s Lancaster office and holds a B.S. in Accounting from Elizabethtown College.



Stephanie Kramer – Manager
Stephanie joined McKonly & Asbury in 2016. As a member of our firm’s Audit & Assurance Segment, she audits a broad spectrum of employee benefit plans, including 401(k), 403(b), retirement, profit sharing, health and welfare, and VEBA plans. She also serves on the firm’s Wellness Committee, a group committed to ensuring that firm employees have a variety of outlets to stay healthy, active, and fit. Stephanie works out of our firm’s Camp Hill office and holds a B.S. in Accounting from Susquehanna University.



Timothy Showers – Manager
Tim joined McKonly & Asbury in 2012. As a member of our firm’s Audit & Assurance Segment, he primarily works with clients in the manufacturing and construction industries and also performs employee benefit plan audits. He is an active member of the firm’s Audit and Attestation Committee, which exercises oversight over the firm’s Audit & Assurance Segment and ensures that team members and clients are apprised of the most recent developments in technical literature. Tim works out of our firm’s Camp Hill office and holds a B.S. in Accounting and Economics from Messiah College.


Zachery Starner, MBA – Manager
Zach joined McKonly & Asbury in 2013. As a member of our firm’s Audit & Assurance Segment, he serves clients in a number of industries, including manufacturing, construction, and healthcare with compilation and review engagements. He also serves the employee benefit plan industry by performing financial statement audits, ESOP audits, and other services. Zach works out of our firm’s Camp Hill office and holds a B.S. in Accounting and an MBA from York College of Pennsylvania.




Kellye Leitholf – Supervisor
Kellye joined McKonly & Asbury in 2013. As a member of our firm’s Entrepreneurial Support & Client Accounting Segment, she provides accounting, consulting, and auditing services with an emphasis on small business including family-owned business. Kellye also performs a variety of back office accounting services including assisting with accounts payable and receivable; financial statement preparation; and various accounting software review/assistance, including QuickBooks, Sage and Xero. Kellye works out of our firm’s Camp Hill office and holds a B.S. in Accounting from The Pennsylvania State University. She has also completed her training and earned the recognition of a QuickBooks Online Advanced Certified ProAdvisor.


Matthew Burns – Senior Accountant
Matthew joined McKonly & Asbury in 2018. As a member of our firm’s Entrepreneurial Support & Client Accounting Segment, he provides back office accounting and tax services for a variety of clients, including small and family-owned businesses. Matthew also assists clients with accounts payable and receivable, monthly close, sales tax compliance, financial statement preparation, and QuickBooks. Matthew works out of our firm’s Camp Hill office and holds a B.S. in Accounting from University of Pittsburgh at Greensburg.



Michelle Herman – Senior Accountant
Michelle joined McKonly & Asbury in 2018. As a member of our firm’s Tax Segment, she performs tax compliance services for corporations, partnerships, and individuals. Michelle serves clients in various industries including construction, manufacturing, retail, and real estate. She is also a member of the firm’s Service Committee, assisting in organizing firm-sponsored community events. Michelle works out of our firm’s Lancaster office and holds a B.S. in Business Administration with a concentration in Accounting from Millersville University.